Wednesday, June 1, 2016

Mascara strokes free Photoshop brush set


This is a another one of our great free Photoshop brushes. This is a set of mascara strokes, contains various different mascara strokes and is a superb unique brush set. If your a Photoshop brush lover will certainly be a great to add to your collection.

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mascara strokes 1 Mascara strokes free Photoshop brush set




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How to Use Wall Sconces in Every Room

'Full House' on the Market for $4.15M

facadeThe red door is gone, but it’s the “Full House” house all right - the home where three girls were raised by their father, family and friends in the popular sitcom that started in the late ’80s. Those girls are all grown up, and one of them is raising her three boys in the same house in the new Netflix series “Fuller House.”
The show’s opening credits still feature the red door, but the actual house used for the exterior has had a paint job and is on the market for $4.15 million. The listing agents are Ed Deleski and James Nunemacher of Vanguard Properties.

Built in 1883, it’s a Victorian-era Italianate with 3 bedrooms and 3.5 baths, plus an office and a large eat-in kitchen with an island and high-end appliances.

The elaborately wallpapered foyer leads via hardwood floors and an ornately bannistered staircase to rooms with high ceilings, bay windows and intricate moldings. Fireplaces abound, including in the spacious living room, which boasts a wall of floor-to-ceiling bookcases. A separate library space off the sitting room is lined with bookcases, and one wall of the master suite also features a bay window, a fireplace and built-ins.

French doors on the lower level lead to an English-style garden with manicured hedges, plants in pots and an outdoor dining table.

Photos courtesy of Ed Deleski and Vanguard Properties

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Avoiding Home Buyer's Remorse

Ever bought something special and later realized you didn't need it or like it after all? Usually, returning it is as simple as boxing it back up, locating the receipt, and taking it back to the store for a full refund.

But unlike store merchandise or even a car, you can't return a home with a receipt, which makes the decision to buy even more stressful. You also don't get a chance to "try before you buy" the home. You need to do as much homework ahead of time as possible, because in real estate "All Sales are Final."

In a busier real estate market, with competitive bidding and limited inventory, you may feel compelled to go the extra mile to "win" a home. And then, it's entirely possible that, within hours or days of getting the deal, you cool off and second guess yourself about any part of the home or the transaction. You decide you want to pull out of the contract.

Thinking it through

How do you avoid getting into this situation? To avoid buyer's remorse, stay grounded by asking yourself the following questions throughout the home-buying process.

Must I 'own' this house or must I 'win' this house?

Often, in a competitive situation, a buyer just wants to win. If you're competing and forced into a multiple-offer situation, step back and ask yourself: Is this the home I really want, or do I just want to beat out the other buyers?

Also, has the potential purchase price exceeded the list price? Putting an offer on a home at $475,000 is one thing. But a few rounds of counter offers may bring the price up over $500,000. A price $25,000 higher can create an entirely different set of circumstances, and the home may no longer be right for you.

Have I seen the home more than once?

There are hundreds of buyers who saw a house only once. Some international customers even purchase sight unseen. But this is the exception, not the norm.

No matter how much you think you love a home, if you've only seen it once, you could be heading for buyer's remorse. Going back in the evening or a different time of day provides another perspective.

Also, you may see things differently the second time around. Often, you miss something in your first pass that stands out the second time around.

Have I seen the home from every angle and spent time in every room?

A quick tour of the home provides a basic understanding of the floor plan, condition, and size. But to really know a home, dig deep.

Walk to the end of the lot and look at the back of the home. Open every closet and go in the attic, basement, and garage (park your car in there, if you can). And look at the neighboring houses, too.

Have I seen a floor plan?

Reviewing an architectural floor plan provides an opportunity to see the home in a different context. It's possible you'll pick up on things you might have otherwise missed.

Have I reviewed the photos after seeing the home?

Going back to the listing photos helps jog your memory. Seeing the pictures, which are snapshots in time, will give you a different perspective.

Was the shade closed in the picture, and if so, why? Did you ever look out that window?

Does the photo remind you that the bedrooms are small because there are only twin or queen-sized beds without any nightstands?

These types of questions are a great way to evaluate if a home will work for you.

Have I toured the home privately?

Visiting a home with other buyers isn't the best way to see it. You may feel cramped or rushed. You might want to sit in one of the rooms in silence for a few minutes, but it's often not possible to do so at an open house. You may just want the time and attention of the listing agent, or maybe you don't want anyone there but your agent.

If you're serious about a home, go back for a private showing, because it reveals more when you have time alone there.

Have I done due diligence?

If you haven't seen or heard about any disclosures before making an offer, it could be a red flag. In many markets, disclosure packages are available before making an offer. If not, a good listing agent will reveal the major disclosure items verbally.

Make sure the town sees the home as it is being presented to you, that all the rooms and renovations are legal and permitted. If you're too busy to review the disclosures, you shouldn't make an offer.

Also, find out if there have been previous contractor's inspection, termite, or other reports you haven't seen yet.

Is this home what I set out to look for in the first place?

Sometimes your path changes once you're in the market. You realize that another area will give you more for your money. Or a home that's in the school district you want needs a lot of renovation, which you hadn't counted on doing. You may discover that with lower rates and being open to a new or emerging area, you can afford a better home.

When buyers are in the throes of a competitive home market, it's easy to settle for a home that "kind of" works, or to lapse into autopilot mode. You may just be ready to buy and be done with it. You don't think about things like the commute from the new neighborhood to your job, that you aren't the renovating type, or that you never signed up for the lawn mowing and maintenance issues associated with homeownership.

A good agent will bring you back to your original plan before you sign a contract. You and your agent should review all the reasons why the home isn't the right option. It's better to flesh that out in advance than to ignore the warning signs and cancel. If your agent tries to talk you out of a house, that's a sign of a good agent.

The contingency safety net

To help protect you from buyer's remorse, always have an inspection contingency in your purchase agreement. Reserve the inspection contingency for something serious about the property you didn't know before signing on the dotted line. Some agents call it the "cold feet" or "buyer's remorse" contingency. It allows you to exit the agreement if something comes up.

If you think you've found the home of your dreams but have the littlest doubt, or you can't answer all of the above questions, think twice about accepting that final counter or even making the offer. Ultimately, never sign an agreement if you aren't completely convinced this is the home for you.

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Note: The views and opinions expressed in this article are those of the author and do not necessarily reflect the opinion or position of Zillow.

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Your B2C Customer Portal: Convenient, Mobile and CRM Integrated

Though B2C e-commerce is associated with shopping for consumer goods rather than for services, buying services can actually be more repetitive, and therefore a self-service portal comes as just the right thing for establishing long-term relations with customers.

Indeed, it brings savings and fuels customer satisfaction, but only if it’s designed to do so. Due to service providers’ specifics, custom-built portal solutions definitely outweigh out-of-the box customer portal software. So let’s have a look at the three questions on streamlining a service provider’s business with a custom B2C portal.

What distinguishes a convenient portal?

A B2C portal has to speak the language of customers to meet their expectations and raise a provider’s competitiveness. For such portals, beating competition would mean to offer something no one else does and actively promote it via social networks and alternative online marketing channels.

At the same time, meeting customers’ expectations is closely connected with the portal’s convenience and helpfulness, which is about minimizing their need to call up the support center.

The starting point on the way to a seamless user experience can be to focus on 4 usability dimensions suggested by Nielsen: navigation, response time, credibility and content. Nielsen stated that easy-to-use navigation, frequent updating, minimal download times and relevant, quality content are the usability pillars of any website.

Later on, these dimensions were extended with reliability as the way of dealing with privacy policy terms, alternative methods of ordering and payment, and authentication process. Taking these parameters as a minimum requirement, let’s consider how exactly you can ensure your portal’s convenience in a range of functions.

Gestalt-savvy cataloguing

While the must-haves for order placement include a strong search functionality and a catalog describing services and prices, a nice-to-have is a catalog organized along customer psychology. To facilitate cataloguing, the portal can be equipped with the system of displaying products based on gestalt principles. The design of a service catalogue influences the way people perceive offerings.

Services grouped in categories that are separated with a white space will provide for quick scanning and add to user experience. Use proximity to group hierarchical elements or organize items and product (sub)categories to emphasize their relations. These are just a few options, but further research into the variety of gestalt principles in design would definitely suggest more.

Advanced order placement and management

Once a service is chosen, the road from “buy now” to “thank you” has to be as smooth as possible. Extend the self-service features with advanced order placement, such as custom services (e.g. combining flight tickets on the route in transportation), and service management (e.g. (de)activating a service and changing tariff plans for telecoms).

In addition, enable customers to review their own accounts, prior purchases and (in)active services. The ability to change and cancel services, as well as to get detailed information at any time of the day allows customers to feel more in control and thus contributes to their satisfaction.

Wide choice of payment options

Transactions via a B2C portal become more seamless if it accepts a broad variety of payment options. In addition to debit and credit cards, consider providing your system of loyalty points or gift cards to encourage more purchases. Enabling the payment history review, you will let the customer track and analyze payments and settle some, if not all, financial issues by themselves.

Quick-fire troubleshooting

Responsiveness plays a significant role in customer satisfaction. Being the gate to a fast and helpful support, a customer portal should enable efficient ticketing and become a channel for relevant responses of your support team, if required.

Such options as a live chat, “request a call” and a F.A.Q. section ensure a higher level of interactivity. Let users leave reviews and don’t forget to respond to them regularly to make customers feel they are heard. Besides, first-time visitors need time to get used to the portal. Quick-start guides or even training videos can help to avoid anxiety and instruct customers to be more self-sufficient in their service management.

Getting information

Helpful, comprehensive and up-to-date content that feels reliable contributes to customer satisfaction and retention. The information section can include much more than service descriptions and detailed terms of purchase, payment and service rendering. Here’re some nice-to-have options:

  • Personalized recommendations for customers about related services, which can help at up-selling
  • Curated selection of service-related articles, including experts’ opinions and answers to frequently asked questions
  • Announcements about changes in service provision (e.g. service outages, changes in prices) that will help to retain the transparency of the service

The overall idea is to make pages interconnected and capture customers’ attention to offer them more relevant services. People buy when they trust, feel comfortable and believe that buying will benefit them. Complementing services with a valuable content, you’ll shift your image from a mere seller to an advisor and win more loyal customers.

Is a mobile app really needed?

Today, a mobile device is an extension of a human’s hand and mind. According to the SpeechCycle and Echo Research study, 79% of telecom users would view their provider more positively if offered a mobile customer service app. Also research findings confirm that the majority of telecom users prefer their mobile apps to calling the support center.

Whether you provide telecom or other services, exploit the opportunity to benefit from this mobile frenzy too and complement your customer portal with a free mobile app. Thus the portal’s content and functionality will be quickly accessible to customers wherever they go.

To make another point about convenience, such app should be compatible with different platforms and have an appealing look and feel across a range of screens. A user-friendly menu, desktop-like filtering and search capabilities will let users reach tools and information they need just as they could via the portal’s web version.

Apart from the functionality available in the desktop version, the mobile app can allow for extra features based on a device’s capabilities. For instance, the portal’s search engine can be extended with options to scan a barcode, snap a picture and instantly search for relevant information on the portal. For telecom users it will simplify problem-reporting, while a patient portal could provide data about medications or relevant articles.

Introduction of specific features, depending on the company’s core business, enhances customer service. For instance, a patient portal can enable on-the-go uploading of information about a patient’s state. As memory can fail, sometimes correlations between symptoms are hard to notice.

A quick and easy-to-use mobile app will encourage a patient to fill in special forms. Processed later, the data collected by the app will become a valuable source of physicians’ insights. You can also imagine a self-educational portal’s app that provides features for real-time progress tracking and quick language learning based on interactive or gamelike elements.

In addition, customizable notifications will let a customer know about account alerts and service changes or give personalized recommendations based on the customer information collected by the portal or CRM. You can set the app to send notifications about payments and changes in tariff plans, service outages as well as service-specific reminders, such as the ones concerning medications or scheduled appointments for patient portal users.

Should you go for CRM integration?

By integrating the customer portal with CRM, you will collect more customer data, cut down on data processing time and become a better communicator to build a long-term rapport with your customers.

While a user interacts with the portal, the CRM system will automatically collect data and update respective customers’ profiles. Giving a single view of the customer base, CRM adds visibility into customer history and buying patterns, providing the scope for insights and simplifying interaction between customers on one side and sales and marketing teams on the other.

For instance, consider a system that tracks logins to the customer portal and spots out “lost customers” and “heavy users”. Collecting and storing customers’ purchase history, demographic and psychographic information, it will help you offer more personalized services. Once a customer contacts your service support team via the portal’s live chat, the portal-integrated CRM will instantly deliver customer data to their fingertips.

Moreover, despite a common prejudice, CRM is more than a sales tool. Some specific industries, such as healthcare and education, can enhance their service delivery if they put effort into a closer link between their CRM and customer portal.

Let’s take a patient portal as an example. Integrated with CRM, it will offer patients personalized content, send emails or SMS notifications if they miss an appointment, and even assist physicians with a full picture of a patient’s condition in the real-time mode.

Summing it up

A B2C customer portal for service providers appears as a powerful tool to cut costs, win more loyal customers and build up sales.

Yet, self-service web portal development is the challenge, as you have to ensure it is convenient during every interaction with a customer. Current trends show that such portals benefit a lot from customer service mobile apps and integration with CRM, as demonstrated in this article.

We encourage you to opt for a custom solution rather than an out-of-the-box option, as only this way you’ll be completely sure the customer portal perfectly fits your business requirements.



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O Corpo da Mulher

Não importa o quanto pesa. É fascinante tocar, abraçar e acariciar o corpo de uma mulher. Saber seu peso não nos proporciona nenhuma emoção. Não temos a menor idéia de qual seja seu manequim. Não nos importa quanto medem em centímetros – é uma questão de proporções, não de medidas. As proporções ideais do corpo […]


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The whole in everything

Paulo Coelho When Ketu turned twelve years old he was sent to a master, with whom he studied until he was twenty-four. Upon finishing his training, he came back home filled with pride. His father asked him: “How can we know what we can’t see? How can we know that God the Almighty is everywhere?” […]


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